Lite Plus 1 (Prepaid Emergency Healthcard - 430/yr)

One-time medical emergency confinement or out-patient due to accident:

• ₱25,000.00 Accident Hospitalization (single availment only)
• ₱2,500.00 Emergency Out-Patient (single availment only)
• ₱25,000.00 Accidental Death and Dismemberment
• Free consultation in IWC-owned and tie-up clinics

Terms & Conditions

1. One-time payment feature allowing the buyer to gain immediate access to health protection coverage.
2. Emergency coverage pertains to life-threatening conditions or circumstances that require immediate medical assistance.
3. Abides by the standard HMO regulations concerning Exclusions, Pre-existing Conditions and Contestability clause.
4. Activation of E-Card requires 7 days from date of purchase, complete with corresponding payments.
5. Product validity takes effect upon activation of the e-card and up to 12 months thereafter; hence, confinement/s prior to validity of membership shall not be covered.
6. Purchase of the product is bound by age requirement

• Between ages 5 and 64 years old
• Exit age is 65

7. Our product is exclusively being offered to IMS-ANEC members as membership privilege.
8. Virtual card shall be sent to the buyer as proof of membership.

Payment Terms

1. USP is to be paid annually through a one-time payment platform.
2. You will pay fees specified in the Checkout Order form.
3. Payment may be made through bank deposit or GCash or any other method which we may include in the future.
4. All fees are VAT exclusive.
5. We accept valid proof of payment to confirm your purchase completion.
6. Your fees paid are non-refundable and benefits are non-transferrable.

Minimum order of 20 pcs.